TRULY LOCAL FINANCING
Financing
Do you dream of your own home and do you need a reliable partner to help you finance it?
Our many years of experience make us the leading bank in Saanenland for financing issues.
Our highly trained team is happy to offer you personal advice.
Energy efficiency
Long-term value for your real estate
Everyone is talking about energy efficiency and for real estate, that can mean a very big savings potential.
Our buildings are responsible for approximately 1/3 of the total CO2 emissions.
Have you considered which (savings) potentials are lying dormant in your real estate?
We would like to refer you to our factsheet.
Mortgage models
Solutions tailored to the client's needs
Fixed-rate mortgage
A fixed-rate mortgage is a loan secured on real estate with a fixed duration of between two and ten years. The interest rate is set at the start and remains unchanged throughout the mortgage period.
Variable-rate mortgage
A Variable-rate mortgage is a loan of unlimited duration, secured on real estate. The outstanding debt may be repaid following a three-month notice period. The interest rate is adjusted in line with prvailing market conditions.
Money market mortgage
A money market mortgage is a loan secured on real estate with a duration of three years. The interest rate is derived from the money market and is adjusted every three months in line with the current SARON.
financing checklist
rapid processing of loan applications
Overview of documents required before you apply for a loan to facilitate rapid processing
Would you like to discuss your financing plans with a client adviser? The checklist below can help you with this, so that you can obtain the right documents in advance. Thank you for your cooperation.
Numbers valid from
1. april 2024
| Youth account Free 25 | 1.50% * 0.00% ** |
| Private account | 0.50% * 0.00% ** |
| Business account | 0.25% *** 0.00% **** |
| Savings account flex | 1.05% |
| Money market account ***** | 1.10% |
| * ≤ 50'000 ** > 50'000 *** ≤ 100'000 **** > 100'000 ***** Minimum deposit | 100,000.-- |
Pay-in slip number: 01-613-6
Postal account number: 30-38105-1
BIC/SWIFT: RBABCH22342
