Disclaimer

1.1 Access and local statutory limitations

The website is intended solely for individuals and legal entities, as well as partnerships and institutions with their place of residence, their registered office or abode in Switzerland. In particular, the website is not intended for persons who reside in the European Union (EU) or the USA, are domiciled there or are subject to a legal system which prohibits the publication of or access to the website because of nationality, place of residence or registered office, or on other grounds. Persons to whom these limitations apply are not permitted to access this website.

1.2 Provision of information

The purpose of this website is to provide information about the Bank, its organisation, products and services. By visiting this website, the Bank does not enter into a contractual relationship with you. The same applies to the sending of an e-mail via the addresses provided on this website or through the establishment of contact using the contact form on this website.

1.3 No offer

The information published on this website does not constitute an offer, an invitation to make an offer or a recommendation to make any particular transactions. The information provided on the website does not constitute assistance with decisions on legal, tax or other advisory matters, nor should any investment or other decisions be taken on the basis of this information.

Under certain circumstances, the products and services presented on the website may not be accessible to persons with their place of residence or abode outside Switzerland or to non-Swiss nationals. Please take due note of the current restrictions on the sale of corresponding services and products.

1.4 Copyright, trademark, licence and other rights

The entire content of the website is protected by copyright. By accessing this website, or by downloading, copying or sharing data from this website, you do not acquire any rights to content, software, registered trademark or any other element of the website. All property rights remain vested in the Bank. Any modification, reproduction, linking or use of the website, its contents or the Bank’s logo for a public or commercial purpose are only permitted with the prior written consent of the Bank.

1.5 Exclusion of warranty and liability

To the extent permitted by law, the Bank specifically declines all liability (including in case of negligence) for damage or consequential damage of any nature whatsoever arising out of or in connection with access to and use of this website or of other linked websites.

The Bank has exercised reasonable care when putting together this website and it endeavours to ensure that the contents of this website are up to date, complete and correct. However, as this information may be subject to fast-paced modifications, no (explicit or implicit) assurance or guarantee of the accuracy, reliability, complete or correct nature of the information presented or the functions on offer (e.g. calculations) can be given.

All information on the website may be modified at any time without prior notice. The Bank does not assume any responsibility nor does it offer any guarantee that the functions and information on this website will be available at all times and in an uninterrupted manner.

1.6 Links to other websites

The Bank’s website contains links to Internet sites of other providers. If you click on them, you leave this website at your own risk. The Bank has not verified the linked websites and is not responsible for their content or for any services which may be offered on them. These websites are completely outside the influence of the Bank. Hence, no guarantee will be assumed for their complete or correct nature or legality. Such websites are visited at the user’s risk. The following privacy policy does not apply to the visit of such websites.

1.7 Communication via this website and by e-mail

E-mail communication and communication via this website takes place – unless otherwise indicated – via a public, open network accessible to everyone. It is unencrypted without any special precautions and may, therefore, be viewed by third parties that have the necessary know-how and tools. Therefore, it cannot be ruled out that data sent by e-mail or via this website may be intercepted and read by third parties. Consequently, please use a communication channel for your communications which is deemed secure by the Bank. Furthermore, the Bank explicitly points out the risk of viruses and the possibility of targeted hacker attacks. To guard against virus attacks, the use of up-to-date browser versions is recommended, in addition to the installation of regularly updated anti-virus, anti-spyware and anti-malware software. Do not open e-mails of unknown origin or unexpected e-mail attachments.

By sending e-mails to the Bank, you agree, in full awareness of this issue, that the Bank may also communicate with you by e-mail. The Bank refuses all liability for damages arising from sending data by e-mail or damages that have occurred in the process of using this website.

1.8 Encryption

The data you enter on the website are only encrypted if a corresponding prompt appears in your browser. If a corresponding prompt appears, the data will be encrypted using state-of-the-art technology.

2.1 Data processing principles

The following information explains how the Bank processes data and your rights derived from data protection law in the context of its online presence.